Religious Institutions

If so, Racine & Chamberland, in collaboration with Ecclesiastical Insurance and the Quebec Council of Christian Charities, has a product just for you: the Eternity Insurance Program.

The Eternity Insurance Program comes with a complete range of coverage for most movable and immovable property as well as for risks associated with commercial civil liability, including pastoral care and loss of income. Certain optional coverage is also available, such as:

• Directors and officers insurance: Coverage for the board of directors in case of a lawsuit over a loss incurred as a result of a poor decision by the board
• Physical and sexual abuse insurance: Protects the insured from lawsuits over physical and sexual abuse allegedly committed by members
• Additional civil liability insurance (umbrella): Coverage that increases the limits and scope of civil liability insurance and that can be linked to any property belonging to the insured, including vehicles
• Annex insurance: Coverage for other buildings belonging to the insured, including the rectory
• Special events liability: Covers the insured in the event of a lawsuit resulting from an incident during an event hosted by the insured